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What is DeFi in Crypto? ?? Decentralized Finance Explained! ?? (Ultimate Beginners� Guide on DeFi??)DeFi is short for �decentralized finance,� an umbrella term for a variety of financial applications in cryptocurrency or blockchain geared. Blockchain-based alternatives to traditional financial services have come to be called decentralized finance, or DeFi. What is DeFi? The advent of public. DeFi refers to decentralized financial services on blockchains as opposed to �centralized� financial services provided through banks or other.